PRODUCTS

The Money Plus Fund aims to outperform the Simonis Storm Securites Money Market Index and to preserve investors capital through investing in high yielding, high quality short to medium dated instruments, while simultaneously providing for short-term liquidity needs.

Investors that require:

• an alternative to bank deposits like call and savings accounts
• quick access to their money
• a low-risk investment to diversify their portfolio
• capital protection, but not capital growth

This fund invests in Namibian and South African short to medium dated instruments that are considered risk free or carries some credit risk. These include a wide range of instruments issued by banks and other institutions. This fund will not take derivative positions or apply any leverage in the portfolio through borrowing or short selling.

To outperform the Simonis Storm Securities Daily Bond Index over a rolling 2 year period while managing the interest rate risk in relation to modified duration.

Investors who wish to preserve wealth and who:

• Wish to invest in Namibian fixed rates, floating rate and inflation linked bonds,
• Seeking stable level of income with the expectation of capital preservation over the medium term,
• Have a medium term investment horizon
• Has medium risk tolerance

This fund invests in a combination of Namibian fixed rate, floating rate and inflation linked bonds. Bonds with a maturity of less than 12 months are specifically excluded.

The Fund aims to outperform Namibia Inflation + 4% and to preserve the purchasing power of assets and to invest in an appropriate mix of Equities, Fixed Income, Property, Commodities and Cash. The fund is allowed offshore exposure up to 35% of the portfolio.

Investors who wish to preserve wealth and who:

• Pensioners and other investors requiring an income, especially those in the first half of retirement. 
• Living annuity investors seeking a fund that aims to achieve both income and capital growth. 
• Investors requiring a low-risk fund, which offers a reasonable rate of return, for their retirement annuity, provident fund, preservation fund or pension fund. 
• Conservative investors who want to protect their savings. 
• Trusts, endowments, foundations and charities who require long-term funding of a moderate spending rule.

This fund can invest in a wide variety of assets, such as listed equities, listed bonds, listed property, listed commodities and cash, including Namibia, South Africa and internationally. The fund complies with Regulation 13, which limits the exposure of retirement investors to certain asset classes. In order to be compliant with Regulation 13, this fund has to hold a minimum of 45% of investments in Namibia.

The fund will not apply any leverage in the portfolio through borrowing or short positions. The fund may take derivative positions, but only as a portfolio management decision to hedge portfolio exposures or to apply a more cost-effective asset allocation.

The fund aims to outperform the: Composite Benchmark (JSE SWIX Capped Index 35%, MSCI World Index 30%, JSE Property/Real Estate Index 2.5%, Bloomberg Commodity Index 2.5%, STeFI Index 10%, Simonis Storm Securities Securities Government Bond Total Return Index 20%) and to maximise long-term capital appreciation by investing in a balanced portfolio of Equities, Fixed-Income, Property, Commodities, and Cash.

Investors who are maximising wealth and who:

• are looking for moderate long-term growth
• are seeking medium-term capital protection 
• accept that the fund may underperform in the short term
• do not foresee unexpected income needs in the short run
• wish to invest in a product that is structured for retirement planning

This fund can invest in a wide variety of assets, such as listed equities, listed bonds, listed property, listed commodities and cash, including Namibia, South Africa and internationally. The fund complies with Regulation 13, which limits the exposure of retirement investors to certain asset classes. In order to be compliant with Regulation 13, this fund has to hold a minimum of 45% of investments in Namibia.

The fund has exposure to a combination of domestic and foreign equities which may not exceed 75%, with a maximum offshore exposure of 35%.

The fund will not apply any leverage in the portfolio through borrowing or short positions. The fund may take derivative positions, but only as a portfolio management decision to hedge portfolio exposures or to apply a more cost-effective asset allocation.

The SA Equity Fund aims to outperform the FTSE/JSE Capped SWIX All Share Index and to maximise long-term capital appreciation by investing in listed equities in South Africa.

Investors who are maximising wealth and who:

• Are comfortable with full exposure to shares in South Africa
• Accept that the fund may underperform in the short term
• Do not foresee unexpected income needs in the short run
• Wishes to use this fund as a “building block” in their overall asset allocation

This fund invests only in South African listed equities.

The fund will not apply any leverage in the portfolio through borrowing or short positions. The fund may take derivative positions, but only as a portfolio management decision to hedge portfolio exposures or to apply a more cost-effective asset allocation.

The Global Opportunities Fund aims to outperform the MSCI World Index and to maximise long-term capital appreciation by investing in listed equities in global developed and emerging markets.

Investors who are maximising wealth and who:

• Are comfortable with full exposure to shares of multinational companies
• Accept that the Fund may underperform in the short term
• Wish to diversify currency risk
• Do not foresee unexpected income needs in the short run
• Wishes to use this fund as a “building block” in their overall asset allocation

This fund invests only in developed and emerging market listed equities.

The fund will not apply any leverage in the portfolio through borrowing or short positions. The fund may take derivative positions, but only as a portfolio management decision to hedge portfolio exposures or to apply a more cost-effective asset allocation.

The return objective for the fund is twofold:

• To grow the clients’ assets by outperforming the FTSE/JSE SA Listed Property Index (JSAPY) over 5 years but preferably over a 10-year period; and
• To maximise long-term capital appreciation by investing in listed property equities on the JSE.

Investors who wish to preserve wealth and who:

• Wish to maximise long-term capital appreciation by investing in listed properties ,
• Have a long term investment horizon
• Has high risk tolerance

This fund invests in various listed property stocks listed in the Johannesburg Securities Exchange.

Discover our diverse range of pooled product offerings tailored to meet your unique investment goals. Whether you seek segregated or pooled products, we have the expertise to create customised solutions that align with your specific return and risk objectives. Let us design the perfect investment strategy for you or your group to achieve optimal financial success.