ARYSTEQ REAL RETURN FUND

The Fund aims to outperform Namibia Inflation + 4% and to preserve the purchasing power of assets and to invest in an appropriate mix of Equities, Fixed Income, Property, Commodities and Cash. The fund is allowed offshore exposure up to 35% of the portfolio.

Investors who wish to preserve wealth and who:

• Pensioners and other investors requiring an income, especially those in the first half of retirement. 
• Living annuity investors seeking a fund that aims to achieve both income and capital growth. 
• Investors requiring a low-risk fund, which offers a reasonable rate of return, for their retirement annuity, provident fund, preservation fund or pension fund. 
• Conservative investors who want to protect their savings. 
• Trusts, endowments, foundations and charities who require long-term funding of a moderate spending rule.

This fund can invest in a wide variety of assets, such as listed equities, listed bonds, listed property, listed commodities and cash, including Namibia, South Africa and internationally. The fund complies with Regulation 13, which limits the exposure of retirement investors to certain asset classes. In order to be compliant with Regulation 13, this fund has to hold a minimum of 45% of investments in Namibia.

The fund will not apply any leverage in the portfolio through borrowing or short positions. The fund may take derivative positions, but only as a portfolio management decision to hedge portfolio exposures or to apply a more cost-effective asset allocation.